$35M Growth Financing for a Global Insurtech Company
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what's the problem?
A fast-scaling insurtech company with operations across the U.S. and Europe was facing the classic challenge of high-growth ventures: funding expansion without diluting its cap table. With strong unit economics and increasing market traction, the company needed significant capital—$35 million—to scale distribution, deepen its underwriting capacity, and accelerate partnerships across both continents.
The founders and board sought non-dilutive growth capital that preserved equity while providing flexibility to scale. They engaged Edge to structure and raise the right form of financing from institutional credit investors
our approach
Edge designed and executed a comprehensive capital raising strategy that balanced growth capital needs with the client’s long-term financial goals. We:
- Performed a lender-readiness assessment.
- Positioned the business to credit investors by highlighting recurring revenue, loss ratios, retention metrics, and proprietary underwriting technology.
- Targeted a curated group of top-tier credit funds with a track record in fintech and specialty finance.
- Managed the entire process—from outreach and term sheet negotiation to diligence support and close.
Findings
SOLUTION
Edge led a competitive process that focused on experienced credit funds comfortable with specialty finance and cross-border operations. We:
- Supported the CEO, CFO, and GC in the term sheet and contract negotiations.
- Helped the company refine its KPIs and financial reporting to increase transparency.
- Negotiated key debt terms including interest rate, draw schedule, covenants, and warrants to align with the company’s scaling roadmap.
results
conclusion
This engagement demonstrates Edge’s ability to structure creative, founder-aligned financing solutions for next-generation technology companies. Through deep credit market access and operational fluency, we delivered a strategic capital outcome that fueled global expansion—without compromise
what's the problem?
A fast-scaling insurtech company with operations across the U.S. and Europe was facing the classic challenge of high-growth ventures: funding expansion without diluting its cap table. With strong unit economics and increasing market traction, the company needed significant capital—$35 million—to scale distribution, deepen its underwriting capacity, and accelerate partnerships across both continents.
The founders and board sought non-dilutive growth capital that preserved equity while providing flexibility to scale. They engaged Edge to structure and raise the right form of financing from institutional credit investors
our approach
Edge designed and executed a comprehensive capital raising strategy that balanced growth capital needs with the client’s long-term financial goals. We:
- Performed a lender-readiness assessment.
- Positioned the business to credit investors by highlighting recurring revenue, loss ratios, retention metrics, and proprietary underwriting technology.
- Targeted a curated group of top-tier credit funds with a track record in fintech and specialty finance.
- Managed the entire process—from outreach and term sheet negotiation to diligence support and close.
Findings
SOLUTION
Edge led a competitive process that focused on experienced credit funds comfortable with specialty finance and cross-border operations. We:
- Supported the CEO, CFO, and GC in the term sheet and contract negotiations.
- Helped the company refine its KPIs and financial reporting to increase transparency.
- Negotiated key debt terms including interest rate, draw schedule, covenants, and warrants to align with the company’s scaling roadmap.
results
conclusion
This engagement demonstrates Edge’s ability to structure creative, founder-aligned financing solutions for next-generation technology companies. Through deep credit market access and operational fluency, we delivered a strategic capital outcome that fueled global expansion—without compromise
